A couple of months ago, I shared with you that my husband and I were in the process of crushing our debt. His truck, my student loans, and some old credit baggage piled up to about $50,000 of debt. With the help of Dave Ramsey's Total Money Makeover, budgeting tips, and countless meals at the expense of others (suckers), we have just submitted our final payment and can now say that we are officially free of debt.
Rai and I have sacrificed quality razors, extra pairs of jeans, and buying birthday gifts for others, and much more. Just kidding, sort of. But our strict budgeting system and the use of the word "no" have lead us to this day. We are excited to get to save money again, amazed at how quickly hard work has paid off, and feel a sense of liberation only comparable to running without a bra.
We are moving on to Step 3 of our money makeover, completing our emergency fund. This freedom does not mean we get to splurge left and right and throw our money away. Budgeting skills are still being sharpened, and more adult responsibilities are on the way.
Right now, I'm on my way to enjoy my 2-year anniversary celebration dinner, while a bouquet of flowers perfumes my office.
To tie this to a previous lesson on self-esteem, we set a goal two years ago, and we struggle now to describe just how proud we are of each other and how relieved we are that we can move on to the next step.
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